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Empire BCBS Upgrades Its Broker Online Services to EPAM INSURE™ Healthcare Solution

Solution enables brokers to increase sales and reduce workload

Princeton, NJ — February 14, 2005 — EPAM Systems, Inc., a leading global provider of software development and outsourcing services, today announced the successful upgrade implementation of EPAM INSURE™ Broker Portal for Empire BlueCross BlueShield, one of the largest BlueCross BlueShield health insurance plans in the nation.

EPAM INSURE™ Broker Portal expands Empire's Broker Online Services enabling brokers to work smarter and faster by reducing the new business acquisition cycle as well as the time required for an existing group to renew. Simply put, the online service frees brokers to do what they do best - interact and sell to their customers.

"Empire is an eBusiness front-runner and industry leader in implementing web applications which enable their broker sales channel to work more effectively," added EPAM's Senior Vice President David Scott. "The EPAM product team is pleased that we were able to meet Empire's stringent implementation requirements, and deliver on time and on budget."

EPAM INSURE™ Broker Portal is a primary application of the EPAM INSURE™ Application Suite. The INSURE Application Suite is a unified eBusiness solution which enables plans to manage provider relations, credentialing, network contracting, broker relations and individual sales. The INSURE Suite provides a rich set of functionality that effectively streamlines and automates complex sales, marketing, service and business processes for all key healthcare relationships across all interaction channels, including online self service portals.

Built on a cohesive data model, EPAM INSURE™ is able to provide unique enterprise level insight into all relationship interactions so that business owners can formulate fact based decisions to drive sales, renewals and optimize customer service.

About EPAM Systems

EPAM is a leading provider of industry specific software products, offshore IT outsourcing services, e-business, enterprise relationship management and content management solutions. EPAM delivers cost-effective, high-quality software solutions globally using an onshore/offshore development model. Headquartered in Princeton, NJ, EPAM has development centers in Budapest, Moscow, and Minsk.

EPAM's healthcare and insurance customer base includes such companies as Empire BlueCross BlueShield, CareFirst BlueCross BlueShield, WellChoice NJ, SBLI USA Mutual Life Insurance Company,, Click4Care and others. In the technology world, EPAM develops software for such firms as SAP, Microsoft, BEA Systems, Sun, Hyperion, ServiceWare, and others.

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