Skip navigation

Insurance Convergence: A Look at the Landscape of Converging Markets & Diversifying Risk

Michael Nicholls

Managing Principal, Financial Services Consulting, EPAM UK
White Paper
  • Financial Services
  • Insurance

The convergence of the insurance industry has continued to accelerate over the last decade, particularly in the capital markets, insurance-linked securities (ILS) and reinsurance sectors. This convergence has been driven by the increase in the frequency and severity of catastrophic risk, market inefficiencies created by reinsurance underwriting cycles, advances in computing and communications technologies, the emergence of enterprise risk management and many other factors.

As convergence continues to challenge incumbents and new entrants alike in both the insurance and financial services industries, firms need to do their due diligence to make sure they have the correct business models and technologies in place to support change. Our white paper explores convergence from multiple angles, including:

  • Insurance Convergence and Fintechs
  • The Constraints on Convergence Growth
  • The Regulatory Response to Convergence

Some of the biggest challenges facing insurers remain dealing with data, data quality, transparency and educating the market about how converged products can help to diversify risk. Download the full white paper for an in-depth view of today’s convergence landscape along with recommendations on how to move forward.

Get White Paper

If your download doesn't start automatically, please click

Download
Download

Validation failed! Please use the same browser and device that you used to fill out this form. You can also re-submit the form to receive a new download link.

Thank you for helping us keep your information up-to-date.

Cancel
Brochure
Digital Consulting & Agile Engineering for Insurance
Digital Consulting & Agile Engineering for Insurance
Interview
What Global Insurance Businesses Need to Know about IFRS 17
What Global Insurance Businesses Need to Know about IFRS 17
Brochure
Enabling Instant Payments with Innovative Technology Solutions
Blog
Genomics in the World of Big Data Analytics
View our events calendar
Blog
Why Tech Giants Are Ready to Take on Provider Territory
Item 1 of 6

Hello. How Can We Help You?

Our Offices

  • Canada

    • Ottawa

      343 Preston Street,
      ON K1S 1N4, Ottawa
      Canada

      Map
    • Toronto

      5 Park Home Avenue,
      Suite 400,
      ON M2N 6L4, North York,
      Toronto
      Canada

      Map
      P: +1-416-591-4004
      F: +1-416-595-1551

  • Mexico

    • Guadalajara

      Periférico Sur #8110,
      Col. El Mante
      45609 Tlaquepaque, Jalisco
      Mexico

      Map
      P: +52-33-462-400-98

  • United States

    • Newtown, PA

      41 University Drive,
      Suite 202,
      Newtown, PA 18940
      USA

      Map
      P: +1-267-759-9000
      F: +1-267-759-8989
    • Bellevue, WA

      110 110th Ave. NE,
      Suite 310
      Bellevue, WA 98004
      USA

      Map
    • Boston, MA

      21 Drydock Avenue,
      Suite 410 W,
      Boston, MA 02210
      USA

      Map
    • Conshohocken, PA

      101 East 8th Ave,
      Suite 201,
      Conshohocken, PA 19428
      USA

      Map
      P: +1-484-382-1300
    • Los Angeles, CA

      11601 Wilshire Blvd,
      Suite 350,
      Los Angeles, CA 90025
      USA

      Map
    • New York, NY

      24 West 25th Street,
      5th Floor,
      New York, NY 10010
      USA

      Map
      P: +1-267-759-9000
      F: +1-267-759-8989
    • Philadelphia, PA

      30 South 15th Street,
      9th Floor,
      Philadelphia, PA 19102
      USA

      Map
    • San Francisco, CA

      222 Kearny Street,
      Suite 308,
      San Francisco, CA 94108
      USA

      Map
    • Washington D.C.

      7901 Jones Branch Drive,
      Suite 400,
      McLean, VA 22102
      USA

      Map

  • Australia

  • China

    • Guangzhou

      Unit B01, 23/F,
      Yuexiuxinduhui Building,
      No. 236, 6th Zhongshan Road,
      Yuexiu District, Guangzhou,
      China 510180

      Map
      • 广州

      中国广州市越秀区
      中山六路236号
      越秀新都会大厦中座 23楼 B01室
      邮编510180

      地图
    • Shanghai

      Room B509, 5th Floor,
      48 Weihai Road,
      Huangpu District, Shanghai,
      China 200000

      Map
      P: +86-21-53080606
      • 上海

      上海市黄浦区
      威海路48号
      5楼B509室
      邮编200000

      地图
      P: +86-21-53080606
    • Shenzhen

      3/F, Block 5, Vision Shenzhen Business Park,
      9th Gaoxin South Road, 
      Shenzhen Hi-tech Industrial Park,
      Nanshan District, Shenzhen,
      Guangdong, China 518057

      Map
      P: +86-755-36899008
      • 深圳

      中国广东省深圳市
      南山区高新南九道
      威新软件园5号楼3楼
      邮编518057

      地图
      P: +86-755-36899008
    • Suzhou

      Building 12, Creative Industrial Park,
      328 Xinghu Street,
      Suzhou Industrial Park,
      Suzhou, China 215123

      Map
      • 苏州

      中国江苏省苏州市
      苏州工业园区星湖街328号
      创意产业园内12号楼
      邮编215123

      地图

  • Hong Kong

    • Hong Kong

      26F&17F, The Wellington Tower,
      198 Wellington Street,
      Central, HK

      Map
      P: +852-5808-6018

  • India

    • Bangalore

      Smartworks,  
      Global Technology Park,
      Block C, Outer Ring Rd,
      Adarsh Palm Retreat, Bellandur,
      Bengaluru, Karnataka 560103
      India

      Map
    • Hyderabad

      10, 11 & 12th Floors,
      Salarpuria Sattva Knowledge City,
      Plot No. 2, Phase - 1,
      Survey No. 83/1,
      Raidurgam Village,
      Serilingampally Mandal,
      Hyderabad, Telangana - 500081
      India

      Map
      P: +91-40-47979900
    • Pune

      SmartWork Business Center Pvt Ltd,
      Suite 8, Level 1,
      West Wing, Nyati Unitree,
      Samrat Ashok Road,
      Yerwada, Pune - 411006,
      Maharashtra
      India

      Map
      P: +91-20-4913-6025

  • Japan

    • Tokyo

      Floor 1-10-11
      Shibadaimon Centre Building 10th
      Shibadaimon Minato-ku
      Tokyo 105-0012
      Japan

      Map
      P: +81-03-6880-9198
      F: +81-03-6880-9201

  • Singapore

    • Singapore

      5 Shenton Way
      UIC Building, #10-01,
      Singapore (068808)

      Map
      P: +65-6911-6888

  • United Arab Emirates

    • Dubai

      EPAM Systems FZ-LLC Dubai Branch
      2307 Arenco Tower, Dubai Media City
      PO Box 501929 Dubai
      United Arab Emirates

      Map
      P: +971-4-568-3569