Retail banks must adapt to a radically-evolving technological landscape as they grapple with advancements in artificial intelligence (AI), machine learning (ML) and other new products and services pushed to market by FinTech competitors.

Concurrently, banks must also contend with a challenging economic environment that places them under increasing pressure as they try to protect the bottom line while continuing to deliver the quality and range of services customers expect.

This white paper explores the deliberate steps banks can take to revise their technology stacks and operational processes as they look to control costs in the present, optimize their near-term revenue flows and position themselves for future growth.