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Instant Payment Solution Blueprint

Instant Payment Solution Blueprint


  • To help accelerate your design and implementation of instant payment infrastructure, EPAM has developed a turnkey, API-based Instant Payment Solution Blueprint with multiple prebuilt components
  • The solution ensures funds become available in the payee’s account within five seconds of the payment being initiated by the payer
  • Best of all, the payment solution can be deployed separately from your traditional core banking and payment processing systems, allowing for a lightweight, flexible and open approach to real-time payments

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Benefit & Value

There are many instant payment solutions on the market that offer real-time payment processing, but EPAM’s differentiates itself by being highly customizable, open, secure and bank-agnostic. With the solution implemented, you can:

  • Attract new customers and retain existing ones who are looking for non-credit-card-based payment options, including peer-to-peer payments
  • Improve time-to-market while spending less on resources to develop your own instant payment solution from scratch
  • Reduce customers’ security concerns around instant payments by deploying strong authentication methods, like inherence and biometrics-based strong customer authentication (SCA)