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Creating The Bank of Tomorrow, Today

Preparing for a Radically Transforming Landscape

According to our Consumer Banking Report, customers would consider changing banks for better benefits, the promise of a hassle-free switching and a superior customer service. By automating the customer journey and implementing true channel ubiquity, you can give them just that—and EPAM can help you get there.  

Next-Gen Banking Experiences

Next-Gen Banking Experiences

We’re moving towards a future of ubiquitous, assistive experiences—and banks have a key role to play. Our interaction experts design seamless experiences across digital and physical spaces—making outstanding service the norm no matter the channel or context.

Real Time, Proactive and Event Driven

Real Time, Proactive and Event Driven

Real-time data flows, stream processing and automation are all changing how banks innovate, compete and operate. Our consultants, designers and engineers combine state-of-the-art architecture, infrastructure and interaction design to reshape customer and employee experiences. 

Smart, Seamless Payments

Smart, Seamless Payments

As the pace of modern life continues to accelerate, the need for streamlined, transparent payment capabilities has never been greater. EPAM can help create digital payment systems that seamlessly integrate with your customers’ daily lives.

Identity, Authentication & Personal Data

Identity, Authentication & Personal Data

As services fragment and become ever more interconnected, maintaining trust and security has never been more complex. By helping define portable concepts of identity with strong security for authentication and exchange of personal data, we make it easy to navigate regulation and compliance while enabling a new paradigm of connected service providers.

API-Powered Business Models

API-Powered Business Models

By allowing end-to-end services to be assembled from granular building blocks, APIs are reshaping business models, enabling ecosystems, opening up new revenue streams and lowering the barrier to entry. Harnessing the latest technologies and standards, we help you design and implement APIs to challenge the status quo.

Personal AI-Assisted Banking

Personal AI-Assisted Banking

Our digital lives are becoming ever more intuitive, driven by advances in interaction, creating a paradigm shift in financial services. We harness the power of data, AI and machine learning to create personalized, intelligent, conversation-powered assistants to take your customer service to the next level—and beyond.

Preparing for a Radically Transforming Landscape

According to our Consumer Banking Report, customers would consider changing banks for better benefits, the promise of a hassle-free switching and a superior customer service. By automating the customer journey and implementing true channel ubiquity, you can give them just that—and EPAM can help you get there.  

 

We’re moving towards a future of ubiquitous, assistive experiences—and banks have a key role to play. Our interaction experts design seamless experiences across digital and physical spaces—making outstanding service the norm no matter the channel or context.

As the pace of modern life continues to accelerate, the need for streamlined, transparent payment capabilities has never been greater. EPAM can help create digital payment systems that seamlessly integrate with your customers’ daily lives.

By allowing end-to-end services to be assembled from granular building blocks, APIs are reshaping business models, enabling ecosystems, opening up new revenue streams and lowering the barrier to entry. Harnessing the latest technologies and standards, we help you design and implement APIs to challenge the status quo.

Real-time data flows, stream processing and automation are all changing how banks innovate, compete and operate. Our consultants, designers and engineers combine state-of-the-art architecture, infrastructure and interaction design to reshape customer and employee experiences. 

As services fragment and become ever more interconnected, maintaining trust and security has never been more complex. By helping define portable concepts of identity with strong security for authentication and exchange of personal data, we make it easy to navigate regulation and compliance while enabling a new paradigm of connected service providers.

Our digital lives are becoming ever more intuitive, driven by advances in interaction, creating a paradigm shift in financial services. We harness the power of data, AI and machine learning to create personalized, intelligent, conversation-powered assistants to take your customer service to the next level—and beyond.

the future of banking nou bank

Introducing EPAM’s Nou Bank

With an MVP built in just eight weeks by our multidisciplinary team, Nou is a continuously-evolving, cloud-native prototype that demonstrates what’s possible in banking.

HEAR FROM IMAGENPAY

Although there are efforts now to use recycled plastics in payment cards, it's not enough. Most plastic used is difficult to recycle, and materials that are more eco-friendly are prohibitively expensive. EPAM has helped us create a truly green and market-changing way to pay – pivoting with us several times and staying flexible and agile while bringing our ideas to life.

I think what EPAM has delivered within a year – in the middle of a global pandemic – is spectacular.

HEAR FROM IMAGENPAY
MICHAEL DONALD

CEO, ImageNPay

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EPAM Financial Services Overview

4,500+

Practicing Engineers

50+

Demanding Customers

5/10

We Serve 5 out of the 10 Largest Investment Banks

2006

Established