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Creating The Bank of Tomorrow, Today

Preparing for a Radically Transforming Landscape

According to our Consumer Banking Report, customers would consider changing banks for better benefits, the promise of a hassle-free switching and a superior customer service. By automating the customer journey and implementing true channel ubiquity, you can give them just that—and EPAM can help you get there.

Next-Gen Banking Experiences

Next-Gen Banking Experiences

In today’s world of hyper-personalization, mixed reality and seamless experiences, the world of banking is moving away from direct contact to multiple distributed touch points, micro-interaction and transparent orchestration across service providers. How will you manage the customer journey through this distributed environment? 

Future Proofing of Infrastructure

Future Proofing of Infrastructure

Agile and resilient infrastructure is essential to cope with customer and regulatory demand for rapid change. Cloud-native architectures are quickly becoming predominant in banking – not only for digital channels, but also your core bank and automated operational platform. Is your infrastructure and IT organization capable of meeting these demands?​

Open Banking

Open Banking

Customers demand seamless, intelligent and transparent payment methods and banking practices that align with their digital lives. Is your organization prepared to keep pace? 

Data Driven Banking

Data Driven Banking

Data is the lifeblood of the digital economy; hyper-personalized experiences, pinpoint accurate recommendations, and tailored financial guidance all depend on precise, instantaneous and pro-active application of your data. Are you leveraging the value of your data to compete?

New Digital Business Models

New Digital Business Models

APIs and emerging standards are driving an ecosystem of fragmented service providers that disrupt and grow within every niche of the financial services landscape. Platform and aggregator business models are rapidly expanding, and consumers are adopting services from multiple providers. How do you compete in this environment?​

Security and Fraud

Security and Fraud

Your business needs to comply with a variety of regulations while at the same time stay ahead of numerous rapidly evolving cyber threats. Do you have the appropriate technology in place to defend against the reputational and financial threat of new and emerging security risks?​

Preparing for a Radically Transforming Landscape

According to our Consumer Banking Report, customers would consider changing banks for better benefits, the promise of a hassle-free switching and a superior customer service. By automating the customer journey and implementing true channel ubiquity, you can give them just that—and EPAM can help you get there.  

 

In today’s world of hyper-personalization, mixed reality and seamless experiences, the world of banking is moving away from direct contact to multiple distributed touch points, micro-interaction and transparent orchestration across service providers. How will you manage the customer journey through this distributed environment? 

Customers demand seamless, intelligent and transparent payment methods and banking practices that align with their digital lives. Is your organization prepared to keep pace?

APIs and emerging standards are driving an ecosystem of fragmented service providers that disrupt and grow within every niche of the financial services landscape. Platform and aggregator business models are rapidly expanding, and consumers are adopting services from multiple providers. How do you compete in this environment?​

Agile and resilient infrastructure is essential to cope with customer and regulatory demand for rapid change. Cloud-native architectures are quickly becoming predominant in banking – not only for digital channels, but also your core bank and automated operational platform. Is your infrastructure and IT organization capable of meeting these demands?​

Data is the lifeblood of the digital economy; hyper-personalized experiences, pinpoint accurate recommendations, and tailored financial guidance all depend on precise, instantaneous and pro-active application of your data. Are you leveraging the value of your data to compete?

Your business needs to comply with a variety of regulations while at the same time stay ahead of numerous rapidly evolving cyber threats. Do you have the appropriate technology in place to defend against the reputational and financial threat of new and emerging security risks?​

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EPAM’s Model Bank

With an MVP built in just eight weeks by our multidisciplinary team, EPAM’s Model Bank is a continuously-evolving, cloud-native prototype that demonstrates what’s possible in banking. 

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HEAR FROM IMAGENPAY

Although there are efforts now to use recycled plastics in payment cards, it's not enough. Most plastic used is difficult to recycle, and materials that are more eco-friendly are prohibitively expensive. EPAM has helped us create a truly green and market-changing way to pay – pivoting with us several times and staying flexible and agile while bringing our ideas to life.

I think what EPAM has delivered within a year – in the middle of a global pandemic – is spectacular.

”
MICHAEL DONALD

CEO, ImageNPay

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15+
YEARS OF EXPERIENCE IN THE FINANCIAL SERVICES INDUSTRY 

5/10
OF THE LARGEST INVESTMENT BANKS RELY ON EPAM 

3/5
OF EPAM’S LARGEST CLIENTS ARE WITHIN FINANCIAL SERVICES

 RANKED AS A TOP 25 ENTERPRISE COMPANY IN IDC’S FINANCIAL INSIGHTS FINTECH RANKINGS