Creating The Bank of Tomorrow, Today

We’re moving towards a future of ubiquitous, assistive experiences—and banks have a key role to play. Our interaction experts design seamless experiences across digital and physical spaces—making outstanding service the norm no matter the channel or context.

Real-time data flows, stream processing and automation are all changing how banks innovate, compete and operate. Our consultants, designers and engineers combine state-of-the-art architecture, infrastructure and interaction design to reshape customer and employee experiences. 

As the pace of modern life continues to accelerate, the need for streamlined, transparent payment capabilities has never been greater. EPAM can help create digital payment systems that seamlessly integrate with your customers’ daily lives.

As services fragment and become ever more interconnected, maintaining trust and security has never been more complex. By helping define portable concepts of identity with strong security for authentication and exchange of personal data, we make it easy to navigate regulation and compliance while enabling a new paradigm of connected service providers.

By allowing end-to-end services to be assembled from granular building blocks, APIs are reshaping business models, enabling ecosystems, opening up new revenue streams and lowering the barrier to entry. Harnessing the latest technologies and standards, we help you design and implement APIs to challenge the status quo.

Our digital lives are becoming ever more intuitive, driven by advances in interaction, creating a paradigm shift in financial services. We harness the power of data, AI and machine learning to create personalized, intelligent, conversation-powered assistants to take your customer service to the next level—and beyond.